Whiteley, Hampshire · Advice across the UK

Mortgage advice.
Built around you.

Buying your first home, moving or reviewing your mortgage? Work directly with Steven to understand your options, know the costs and move your application forward.

Also here for self-employed buyers, landlords and second-charge mortgages.

30-minute initial phone call · No cost · No pressure to proceed

AI-assisted portrait of Steven Cooper, founder and mortgage adviser at MOVA Mortgages
Steven CooperFounder & Mortgage Adviser
Your plans.
One conversation.

Personal service

Support from first conversation

FCA Register

Reference 1061296

Getting started

Initial conversation at no cost

Direct relationship

Speak directly with Steven

Whiteley, Hampshire

Phone & video appointments across the UK

The MOVA panel

Lenders, insurers & specialist partners

  • Halifax Intermediaries
  • Nationwide for Intermediaries
  • NatWest
  • Barclays
  • Santander
  • HSBC
  • Coventry
  • Leeds Building Society
  • Virgin Money
  • Accord Mortgages
  • Skipton Intermediaries
  • Aviva
  • Legal & General
  • Royal London
  • Zurich
  • Affirmative
  • Afin Bank
  • Aldermore Mortgages
  • April Mortgages
  • Bank of Ireland
  • Bath Building Society
  • Beerstone Specialist Finance
  • Beverley Building Society
  • Bluestone Mortgages
  • BM Solutions
  • Bridge Help
  • Buckinghamshire Building Society
  • BuildLoan
  • Brightstar
  • Cambridge Building Society
  • Catalyst Property Finance
  • Central Trust
  • CHL Mortgages
  • Chorley Building Society
  • Clydesdale Bank
  • Coutts
  • Crystal Specialist Finance
  • Darlington Building Society
  • Dudley Building Society
  • Earl Shilton Building Society
  • Ecology Building Society
  • Even
  • Family Building Society
  • Fleet Mortgages
  • Foundation Homeloans
  • Furness Building Society
  • Gatehouse Bank
  • Gen H
  • Glenhawk
  • Greenfield Mortgages
  • Hampshire Trust Bank
  • Hanley Building Society
  • Harpenden Building Society
  • Hinckley & Rugby Building Society
  • Hodge
  • Hope Capital
  • Impact Specialist Finance
  • Inflow Finance
  • InterBay
  • Kensington
  • Kent Reliance
  • Keystone
  • Landbay
  • Leek Building Society
  • Lendco
  • LendInvest
  • Loughborough Building Society
  • Mansfield Building Society
  • Market Harborough
  • Marsden Building Society
  • Melton Building Society
  • Metro Bank
  • Moda Mortgages
  • Molo
  • MPowered Mortgages
  • MT Finance
  • NatWest International
  • Newbury Building Society
  • Newcastle Building Society
  • Norton Home Loans
  • Nottingham for Intermediaries
  • Octane
  • Paragon
  • Penrith Building Society
  • Pepper Money
  • Perenna Bank
  • Positive Lending
  • Post Office
  • Precise Mortgages
  • Principality Building Society
  • Progressive Building Society
  • Proportunity
  • Quantum Mortgages
  • Redwood Bank
  • Rely
  • Roma Finance
  • Saffron for Intermediaries
  • Scottish Building Society
  • Scottish Widows Bank
  • SoMo Bridging
  • Stafford Building Society
  • StreamBank
  • Stride Up
  • Suffolk Building Society
  • Swansea Building Society
  • TAB Mortgages
  • Tandem Bank
  • Teachers for Intermediaries
  • The Co-Operative Bank for Intermediaries
  • The Mortgage Lender
  • The Mortgage Works
  • Tipton & Coseley Building Society
  • Together
  • TSB
  • United Trust Bank
  • Vernon Building Society
  • Vida Home Loans
  • Watts Commercial Finance
  • West One
  • Zephyr Homeloans
  • West Brom Building Society
  • Beagle Street
  • British Friendly
  • Cirencester Friendly
  • Guardian
  • Holloway Friendly
  • LV=
  • MetLife
  • National Friendly
  • OneFamily
  • Scottish Widows
  • Shepherds Friendly
  • The Exeter
  • Unum
  • Vitality
  • Aviva Health
  • AXA Health
  • Bupa
  • Freedom Health Insurance
  • WPA
  • Allianz
  • Assurant
  • Brown & Brown
  • Ceta
  • everywhen
  • First2Protect
  • HIVE
  • MMS
  • Paymentshield
  • Source
  • Uinsure

A useful starting point

What could your
monthly payment be?

Explore a repayment mortgage in a few simple steps. Change the figures to see how the rate and term affect the estimate. No contact details needed.

The amount borrowed, after your deposit.

Estimated monthly repayment

£1,169.18

£200,000 over 25 years at 5%.

Total interest
£150,754.02
Total repaid
£350,754.02
Discuss these figures with Steven

Illustration only, not a mortgage quote or lending decision. Assumes a capital repayment mortgage, monthly payments and the same interest rate throughout the term. Excludes fees and insurance. Actual payments and eligibility depend on your circumstances and lender terms. The starting rate is an example, not an available deal.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Before your first call

A few things
worth knowing.

Clear answers, so you can take the next step with confidence.

Book a call with Steven
Is the initial call free, and are there any fees?

Your initial 30-minute phone call is at no cost, with no pressure to proceed. There may be a fee for mortgage advice. The amount depends on your circumstances and will be explained and agreed before you decide to proceed. Steven will also explain relevant lender and other costs.

Will I deal directly with Steven?

Yes. Steven is your first point of contact at MOVA for mortgage advice. He will discuss your plans, explain your options and support you through your mortgage application.

Can you help if I’m self-employed?

Yes. Steven can review options for sole traders, company directors, contractors and freelancers. Lenders assess income and trading history differently, so the information needed depends on your circumstances. Explore self-employed mortgages.

What should I prepare for the first call?

A rough idea of your income, deposit or equity, property budget and preferred timing is a useful start. If you already have a mortgage, have your balance and current deal end date to hand. You do not need everything ready before speaking to Steven. Please keep documents and sensitive details out of the website enquiry form.

Start your enquiry

Tell Steven what you’re planning.

Choose what you need help with and leave your contact details. You do not need to have everything worked out before getting in touch.

Please do not include medical information, documents, account numbers or other sensitive details.
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