Individual cover
Explore a new policy around your priorities and budget, or discuss cover when leaving an employer’s scheme.
Discuss individual coverMOVA / Private health insurance
Private health cover.
Considered around you.
Explore cover for yourself, your family or your team. MOVA connects you with an authorised private medical insurance specialist to discuss the options, costs and important detail.
Initial conversation at no cost · No pressure to proceed
Start with Steven CooperMOVA founder · Your point of contact
The MOVA panel
Private health insurance providers
- Aviva Health
- AXA Health
- Bupa
- Freedom Health Insurance
- National Friendly
- The Exeter
- Vitality
- WPA
Choose your starting point
Who would you like cover for?
Choose the conversation that fits your situation. MOVA handles the introduction; the specialist provides the insurance advice.
Couples & families
Consider cover for your partner and children, with the benefits, limits and costs explained for the people included.
Discuss family coverBusiness & employees
Ask about private medical insurance for your business or team. Scheme options depend on the business and provider criteria.
Discuss business coverUnderstand your options
Look beyond the monthly premium.
The specialist will explain what is included and what would be available to you under the proposed policy.
Consultations & tests
Check outpatient limits, diagnostic benefits and whether a referral or prior approval is needed.
Treatment & hospital choice
Compare eligible inpatient and day-patient treatment, hospital lists and the scope of cancer cover.
Optional benefits
Ask about therapies, mental health support or other extras where available. These are not included in every policy.
The details that matter
Know what you could claim for.
Medical history, underwriting and exclusions affect cover. Pre-existing conditions and ongoing treatment for chronic conditions are usually excluded, subject to the policy terms.
Ask how the excess works and whether treatment limits or renewal premiums could affect affordability.
Private medical insurance works alongside NHS care. Benefits depend on the policy, and a policy does not guarantee that every condition or treatment will be covered.
Already insured?
Review the cover you have before changing it.
A renewal, a family change or leaving workplace cover can be a useful time to review your policy. Keeping your existing cover may be the right outcome.
Do not cancel an existing policy until the specialist has explained any differences in underwriting, exclusions and benefits, and replacement cover is confirmed.
How it works
A straightforward introduction.
- 01
Tell MOVA your priorities
Share who needs cover, whether you already have a policy and what you want help with. No medical details are needed in the website enquiry.
- 02
Agree the introduction
Steven explains the next step and, with your agreement, connects you with an authorised specialist provider.
- 03
Consider the recommendation
The specialist assesses your needs, explains the policy terms and costs, and helps you decide whether to proceed.
Before your call
Three useful things to have in mind.
No paperwork is needed to make an initial enquiry.
Useful to know
Your questions, answered.
Does MOVA provide the private medical insurance advice?
No. MOVA acts as an introducer. An authorised third-party provider gives the insurance advice and explains the recommended policy. Steven remains your MOVA contact for the introduction.
Can I review my current cover?
Yes. You can ask for a specialist review of an existing policy. A lower premium alone does not mean a better fit: compare the cover and underwriting before deciding to switch.
Will a pre-existing condition be covered?
This depends on the policy and its underwriting. Do not assume an existing condition will be covered. Discuss your medical history through the specialist’s appropriate process and ask for the exclusions to be explained.
Can I enquire for my business?
Yes. MOVA can introduce business health-cover enquiries to an authorised specialist. The specialist will confirm suitable scheme options and any eligibility requirements.
What does the first conversation cost?
The initial conversation with MOVA is at no cost. Any provider charges and insurance premiums will be explained before you choose to proceed.
Your next step
Start with the cover you want to understand.
Tell Steven who needs cover and what matters to you. We will help you take the next step.
Prefer to call? 0330 633 0379
MOVA acts as an introducer and does not provide private medical insurance advice. Advice is provided by authorised third-party providers, who are responsible for their recommendations. MOVA remains responsible for its own introduction service. Cover is subject to insurer terms, eligibility, underwriting and exclusions.
