Your current deal
Review the mortgage you currently have and when its existing rate or product period ends.
Mortgage review · Personal advice
Review your mortgage before your deal ends
Reviewing your position before your current deal ends can give you time to understand the options that may be available based on your circumstances.
Speak directly with Steven about your current mortgage, your circumstances and what you’re planning next.
Request a mortgage review
Prefer to book a time? Speak to Steven or call 0330 633 0379.
Initial conversation at no cost. Any mortgage advice fee that may apply will be explained before you choose to proceed.
Personal
Speak directly with an adviser about your circumstances.
Clear
Understand the process and the next steps before deciding how to proceed.
Considered
Your mortgage position is reviewed around your individual circumstances and plans.
Before the deal ends
Why review your mortgage before the deal ends?
Your mortgage does not need to be left until the final few weeks of your current deal. Reviewing it earlier can help establish what may need to be considered and when action may be appropriate.
Your plans
Consider whether you intend to stay, move home, borrow more or make other changes.
Your circumstances
Income, expenditure, employment, credit commitments and other circumstances can affect the options available.
Your next steps
Understand what information may be needed and when it may be appropriate to progress further.
The conversation
What we’ll discuss during your mortgage review
The initial conversation is designed to understand where you are now and what you may want to do next.
There is no obligation to proceed following the initial conversation.
- Your existing mortgage and current deal
- When your current deal ends
- Your approximate mortgage balance
- Your property and future plans
- Any significant changes in your circumstances
- What the appropriate next steps may be
How it works
A straightforward first step
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Request your review
Complete the short form with your contact details and an indication of when your current mortgage deal ends.
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Speak with Steven
Steven will contact you to discuss your existing mortgage, circumstances and plans.
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Understand the next steps
You can then decide whether you want MOVA to help you take matters further.
Request your review
Start with a short conversation
Tell us when your current mortgage deal ends and how we can contact you. Steven will then get in touch to discuss your circumstances and what you would like to review.
- Short initial enquiry
- Speak directly with Steven
- No obligation to proceed
Request a mortgage review
Share a few details to arrange your initial conversation.
Your mortgage adviser
A mortgage conversation with a real person
MOVA Mortgages was created around straightforward, personal mortgage conversations. Your initial enquiry will be handled by Steven, who will take the time to understand your circumstances before discussing the appropriate next steps.
Common questions
Mortgage review questions
When should I review my current mortgage?
You do not necessarily need to wait until the final weeks of your existing deal. The appropriate timing will depend on your mortgage, lender and individual circumstances. An initial conversation can help establish when it may be appropriate to take the next step.
What will I need for the first conversation?
You do not need to complete a full mortgage application simply to make an initial enquiry. It is useful to know approximately when your current deal ends, your mortgage balance and what you would like to achieve.
Does requesting a review commit me to anything?
No. Requesting an initial conversation does not commit you to proceeding with a mortgage application.
Will there be a mortgage advice fee?
The initial conversation is at no cost. If a mortgage advice fee may apply should you proceed further, this will be explained before you choose to continue.
Can MOVA guarantee that I will get a better mortgage deal?
No. The mortgage products and options available depend on your individual circumstances, lender criteria and the market at the relevant time.
Your next step
Is your mortgage deal approaching its end?
Request a mortgage review and speak with Steven about your current mortgage, circumstances and plans.
Request a mortgage review
Initial conversation at no cost. No obligation to proceed.
