MOVA / Guides & resources
A clearer view of
your next step.
Practical guides to mortgages, property finance and protection. Find the questions to ask, the details to check and what to prepare.
Seven practical guides · Read at your own pace

Start here / First-time buyers
Your first home, step by step.
Understand the journey from your first budget to getting the keys.
Read the guide · 4 min →Explore the guides
What are you planning?
7 guides to explore
Mortgages / 4 min read
Your first home, step by step
Budget, deposit, application and completion: understand the journey before you begin.
Read the guide →Mortgages / 4 min read
Is your mortgage deal ending?
Compare staying with your lender and switching, with a clear view of costs and timing.
Read the guide →Mortgages / 4 min read
Planning your next move
Understand equity, porting and additional borrowing before planning the move.
Read the guide →Mortgages / 4 min read
Self-employed? Get prepared.
A practical document checklist for sole traders, company directors and contractors.
Read the guide →Mortgages / 4 min read
Family help with your deposit
Get clear on gifts, loans, donor evidence and the questions to ask early.
Read the guide →Property finance / 4 min read
Understand bridging finance
Explore the exit plan, timeframe and complete borrowing costs before committing.
Read the guide →Protection / 4 min read
Protecting your income
Understand sick pay, waiting periods and the policy details that matter.
Read the guide →Put the figures in context
Explore the numbers alongside the guide.
Mortgage repayment calculator
Explore how the loan amount, term and example rate affect illustrative monthly repayments.
Explore mortgage repayments →Commercial project planner
Outline your project budget and cash contribution before discussing possible finance.
Explore a project budget →Calculations are illustrative. They are not a quote, offer or indication of eligibility.
From reading to your own plans
Bring your questions.
We’ll talk them through.
Guides are a starting point. Speak to Steven when you want to discuss your own circumstances.

Mortgage & Protection Adviser
Initial conversation at no cost · No pressure to proceed
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The amount will depend on your circumstances and will be explained and agreed before you choose to proceed.





